Meridian Credit Union Ltd. is a Canadian credit union. It was formed on 1 April 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union. It is insured by the Financial Services Regulatory Authority of Ontario.
Credit unions do not have to use the 2% above rule when giving mortgages so it is easier to qualify for a mortgage from them vs. a bank. They offer all of the services that a bank does.
